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Legislative Issues

NAHU is the leading professional association for health insurance agents, brokers, general agents and consultants. Our members work every day with individuals, families and employers of all sizes to help them purchase health insurance coverage and use that coverage in the best possible way. As a dedicated group of more than 100,000 benefit specialists from across the nation, we advocate on behalf of American health insurance consumers.

One of the primary ways we engage in advocacy for the consumer is by supporting legislation that ensures the future and stability of the insurance industry. Through Operation Shout!, NAHU members have the opportunity to participate in this exciting process.

Below is a list of key pieces of federal legislation NAHU is actively following. Please click on each bill to learn more. Note that the bills outlined below are just a few of the bills NAHU is actively involved with.

NAHU's 2019 Federal Policy Priorities

Click here to access the talking points to discuss with your member of Congress.

NAHU strongly opposes all forms of single-payer healthcare and is committed to promoting employer-sponsored health coverage and preserve Medicare, Medicaid, and other existing health programs.

NAHU opposes any efforts that would eliminate or cap the employer-tax exclusion for health insurance.

NAHU supports legislation to repeal the "Cadillac Tax" on middle class Americans' health plans.

H.R. 748 | Reps. Joe Courtney (D-CT)
and Mike Kelly (R-PA)
S. 684 | Sens. Martin Heinrich (D-NM)
and Mike Rounds (R-SD)

NAHU supports legislation to repeal the annual fee on health insurance providers under the ACA.

H.R. 2447 (full repeal) | Reps. Anthony Brindisi (D-NY)
and Kenny Marchant (R-TX) 
S. 80 (full repeal) | Sens. John Barrasso (R-WY) 
and Kyrsten Sinema (D-AZ)
H.R. 1398 (delay) | Reps. Ami Bera (D-CA)
and Jackie Walorski (R-IN)
S. 172 (delay) | Sens. Cory Gardner (R-CO)
and Jeanne Shaheen (D-NH)

NAHU supports legislation to address surprise/balance medical billing through legislation that would provide new patient safeguards and implement a federal payment benchmark.

NAHU supports legislation to remove the agent/broker compensation from the Medical Loss Ratio (MLR) Requirement in the individual and small group markets.

NAHU supports legislation to streamline the employer reporting process and strengthen the eligibility verification process for the health care premium tax credit and cost-sharing subsidy.

H.R. 4070 | Reps. Mike Thompson (D-CA)
and Adrian Smith (R-NE)

S. 2366 | Sens. Mark Warner (D-VA)
and Rob Portman (R-OH)

NAHU supports legislation to repeal the 30-hour threshold for full-time employee for purposes of the employer mandate in the PPACA and replace it with 40 hours.

H.R. 2782 | Reps. Jackie Walorski (R-IN)
and Dan Lipinski (D-IL) 
S. 1510 | Sens. Todd Young (R-IN)
and Joe Manchin (D-WV)

NAHU supports legislation to allow seniors enrolled in COBRA coverage to transition to Medicare Part B without a penalty, the same as seniors who remain on similar employer-sponsored coverage, by providing for a one-time special enrollment period.

H.R. 2564 | Reps. Kurt Schrader (D-OR)
and Gus Bilirakis (R-FL)

NAHU supports legislation to allow observation stays to be counted toward the three-day mandatory inpatient stay for Medicare coverage of a skilled nursing facility.

H.R. 1682 | Reps. Joe Courtney (D-CT)
and Glenn Thompson (R-PA)
S. 753 | Sens. Sherrod Brown (D-OH)
and Susan Collins (R-ME)

NAHU supports legislation to expand and modify the small business tax credit to purchase marketplace health insurance coverage.

NAHU supports legislation to address issues with HSAs and employer-sponsored coverage and modernize HSA regulations.

H.R. 3796 | Reps. Ami Bera (D-CA)
and Jason Smith (R-MO)